04Cargo insurance· Survey · inspection

Cargo survey

and condition records from stuffing to delivery

  1. Scope
  2. Access
  3. Inspection
  4. Report

A cargo survey is an independent record of its condition at the key points of the journey: stuffing, transshipment at the port or rail junction, and delivery to the consignee. Without such a report, disputes over where the goods got broken or wet almost always go against the cargo owner.

ATF arranges the inspection by an independent surveyor or a Chamber of Commerce expert, organises access to the cargo at the terminal and temporary storage warehouse and passes the report to the insurer. In a damage case the survey should take place before the cargo is unloaded and dispersed in the warehouse.

Tell us the route, cargo and container type.
02

Specification

updated 2025-Q4 · form ATF-INSURANCE-SURVEY-2025

Specification · Cargo survey. Standard terms · survey date and surveyor are confirmed per cargo and location

Service

Types
stuffing, transshipment, delivery, damage survey
Performed by
independent surveyor or Chamber of Commerce expert
Options
lashing supervision, sampling

Terms

Timing
attendance usually in 1–2 days, report in a few days
Documents
report with photos and measurements
Currency
USD / RUB

Logistics

Origin
stuffing and securing in the container
Port / junction
transshipment, package condition
Destination
delivery, joint survey

Price

Base
surveyor's fee per attendance and report
Extras
lab analysis, re-inspection — on request
03

Service flow

4 steps
  1. 01

    Scope and surveyor

    We define the inspection needed: stuffing, transshipment, delivery or a damage survey. If the cargo is insured we agree the surveyor with the insurer — it may not accept an inspection it did not approve.

    same day
  2. 02

    Access to the cargo

    We agree time and place with the terminal, warehouse or temporary storage warehouse (SVKh). Goods under customs control at an SVKh are inspected with customs permission; a damaged container is, where possible, not opened or unloaded before the survey.

    1–2 days
  3. 03

    Inspection

    The surveyor inspects the container and cargo, counts packages, takes photos and measurements and samples if needed. We invite the carrier's or terminal's representative to a joint survey.

    on the day
  4. 04

    Survey report

    The report describes cargo and packing condition, the nature, probable cause and extent of damage, and the depreciation percentage or repair cost. We pass it to the insurer and use it in the claim against the carrier.

    usually a few days
04

Problems

3 situations
01 · Problem

The container was opened and unloaded at the warehouse and the damage was found on the pallets — the carrier claims the cargo was damaged during unloading.

→ ATF solution

At external signs of damage — dents, leaks, a broken seal — we call a surveyor before opening and record the condition of the container and the cargo inside.

02 · Problem

The consignee called in its own expert, but the insurer rejected the report: the policy required inspection by a surveyor appointed by the insurer.

→ ATF solution

Before the inspection we check the policy and notify the insurer, which appoints or approves the surveyor.

03 · Problem

The goods arrived damaged, and there is no way to prove they were intact at stuffing in China: the shipper's photos have no dates or container number.

→ ATF solution

For valuable and fragile cargo we order a stuffing survey: cargo and container inspection, securing, seal number and photos tied to the container.

05

Documents

2 blocks

The surveyor needs the documents to check the cargo against and the policy details. The delivery term shows where recording the condition matters most — the point where risk passes from seller to buyer.

Incoterms

FOB / FCA
a stuffing survey in China settles disputes over condition at handover
CIF / CFR
risk passes on loading on board — condition is recorded at that point
DAP
inspection at delivery shows whether damage occurred before handover to the buyer

Documents

Policy or certificate
states whom the insurer appoints as surveyor
Transport document
B/L, SMGS, CMR — with container and seal numbers
Packing List
to check packages, weights and marks
Invoice
to value the damaged goods
Carrier's records
EIR, railway commercial act, CMR remarks
06

FAQ

6 questions

It is an independent inspection recording the cargo's condition, packing, quantity and damage. It is carried out by a surveyor — a specialist independent of both shipper and carrier; in Russia experts of the chambers of commerce and industry also do it. Insurers and courts accept the report as evidence of the cargo's condition at the time of inspection.